This is a question related to last week’s question kindly answered by helpful person…”is not paying unsecured credit card debt an alternative to bankruptcy [?] “. The answer included info that my wages could not be garnished in TX. I now need to know about NM & AZ. Considering I can’t do debt consol and would very much like to avoid bankruptcy….I am trying to put my life back together after ex husband in TX surprised me by divorcing me after 14 yrs. and then filed bankruptcy himself instead of filing as a couple (which he had told me he would do-as a couple) and in doing so dumped debts on me. Collectors who can’t collect from him are now calling me. THANKS GREATLY FOR YOUR HELP.

Written by on November 23rd, 2009
unsecured debt
Tracy B asked:

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« I just read Sophie’s entry about the above-mentioned company. I signed up with them today. I think I just got scammed. Does someone have a hopeful ending to this story?
How can one avoid or buffer the tax hit? »

2 Responses to “This is a question related to last week’s question kindly answered by helpful person…”is not paying unsecured credit card debt an alternative to bankruptcy [?] “. The answer included info that my wages could not be garnished in TX. I now need to know about NM & AZ. Considering I can’t do debt consol and would very much like to avoid bankruptcy….I am trying to put my life back together after ex husband in TX surprised me by divorcing me after 14 yrs. and then filed bankruptcy himself instead of filing as a couple (which he had told me he would do-as a couple) and in doing so dumped debts on me. Collectors who can’t collect from him are now calling me. THANKS GREATLY FOR YOUR HELP.”

  1. C.M. A Says:
    November 25th, 2009 at 7:37 am

    a menos que su nombre est

  2. Kathy G Says:
    November 25th, 2009 at 11:02 pm

    I know you can in Arizona and I think this web site shows it happens in New Mexico. Try to work out some options with creditors anyway because it takes several steps for them to do garnishment. If you can talk to them, they may not want to have to go through the steps, either.

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