Disability and Filing Bankruptcy- should I file or not?
Written by on November 11th, 2009
Can the credit card companies get my disability money like they garnish wages?
Will my credit clear-up in 6 year if I don’t file bankruptcy?
It has been 15 months since I have charged anything on any credit card account.It has been 12 months since I have paid on any of my credit card debt. It is well over 10 times the reported national average. My life situation changed dramatically. My old job was great money and I would be back in it in a heart-beat , if I could. Income from disability doesn’t cover the unsecured debt I have.
I hope to heal and someday go back to work; however, what looks worse a bankruptcy or bad credit? I need advice that will help pull my life together in a way that I can return to the mainstream without some creditor popping up to sabotage my attempts to become productive again. (next time without credit cards- I have made it a year and I am determined to go longer even though the idiots keep sending cards(with hugh credit lines) in the mail.
By: sudymay
About the Author:
Will my credit clear-up in 6 year if I don’t file bankruptcy?
It has been 15 months since I have charged anything on any credit card account.It has been 12 months since I have paid on any of my credit card debt. It is well over 10 times the reported national average. My life situation changed dramatically. My old job was great money and I would be back in it in a heart-beat , if I could. Income from disability doesn’t cover the unsecured debt I have.
I hope to heal and someday go back to work; however, what looks worse a bankruptcy or bad credit? I need advice that will help pull my life together in a way that I can return to the mainstream without some creditor popping up to sabotage my attempts to become productive again. (next time without credit cards- I have made it a year and I am determined to go longer even though the idiots keep sending cards(with hugh credit lines) in the mail.
By: sudymay
About the Author:
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Tags: Attempts, Credit Card Account, Sending Cards
November 11th, 2009 at 7:33 pm
Call the credit cards companies explain your situation. they rather work with you then lose everything if you file. Bad credit don’t work against you as much as bankruptcy for 7 yrs .
November 14th, 2009 at 9:17 am
For 10 years another thing to tell you not get you can review these websites wwwtotalbankruptcycom wwwusbankruptcycourtgov and last resort if any from the filing for they cannot garnish contact local bankruptcy will look at your creditors to file they will see what chapter you anywhere from 80000 to 150000 to consider.
November 15th, 2009 at 10:09 am
Entre la mala deuda y la bancarrota, la bancarrota es peor pero ni una ni otra es una buena opción. Esperanza que usted consigue mejor pronto y que puede volver trabajar.